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Bad credit Smart Loans
Life is complicated and full of ups and downs. Thankfully, Wallet Wizard recognises that everyone deserves a helping hand from time to time. That’s why we offer the opportunity to apply for an online Smart Loan between $500 and $8000 to everyone – even those with a poor credit rating.
How does applying for a bad credit loan work?
The smart technology we use individually assesses each applicant, based on their current financial situation, and not just their credit history. We do not rely solely on third party credit ratings. This means you can apply for a Smart Loan with Wallet Wizard even if you’ve been denied a loan in the past.
Credit limits and repayment schedules to suit you
Securing a Smart Loan with Wallet Wizard is seriously quick and easy – and better yet, we make sure you can affordably pay it back without running into trouble. Our smart, sophisticated loan engine analyses your financial situation and determines the right credit limit for you.
How much can I borrow with bad credit?
You can apply to borrow any amount between $500 and $8000. We then make a decision based on all of the information you have supplied. The process is so fast, you won’t need to wait and wonder – you should know within minutes.
Helping you maintain your Smart Loan
Borrowing money involves making your repayments on time. But we understand sticky situations can sometimes arise. At Wallet Wizard, we want to help wherever we can. If you suspect you can’t make your repayments on time, contact us in advance.
Important Borrower Information
Here is some important information for anyone considering taking out a loan.
When entering a credit contract you are agreeing to the financial schedule, terms and conditions, privacy disclosures and often an agreement to debit funds from your bank account. You should ensure you have read and fully understand the information in that contract before accepting or signing.
If you are unsure about whether you require a loan today or you would like further general information, you can access some on the NZ Government’s website www.sorted.org.nz
Wallet Wizard adheres to The Responsible Lending Code and encourages its customers to be familiar with The Code of Responsible Borrowing. You can find a copy of these codes at www.familybudgeting.org.nz
Wallet Wizard refers to these resources as a part of our commitment to socially responsible lending. Wallet Wizard does not claim or imply any relationship or endorsement by the NZ Government in providing the links to these resources.
Important Borrower Information
Here is some important information for anyone considering taking out a loan.
When entering a credit contract you are agreeing to the financial schedule, terms and conditions, privacy disclosures and often an agreement to debit funds from your bank account. You should ensure you have read and fully understand the information in that contract before accepting or signing.
If you are unsure about whether you require a loan today or you would like further general information, you can access some on the NZ Government’s website www.sorted.org.nz
Wallet Wizard adheres to The Responsible Lending Code and encourages its customers to be familiar with The Code of Responsible Borrowing. You can find a copy of these codes at www.familybudgeting.org.nz
Wallet Wizard refers to these resources as a part of our commitment to socially responsible lending. Wallet Wizard does not claim or imply any relationship or endorsement by the NZ Government in providing the links to these resources.